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Our country is an agricultural country. Even today, 70 percent of the population in the country is associated with agriculture work. But this is not an easy task. These days the ever-increasing inflation has increased the cost of agriculture many times. To help the farmers in agriculture, the central as well as the state governments are running various schemes.

Meanwhile, the Uttar Pradesh government has also come up with a loan waiver scheme for small and marginal farmers. Today in this post, we will tell you in detail about this scheme. Will inform you how the loan of the farmers will be forgiven. Come, let’s start-

How will the loan of farmers be forgiven? (How will the farmers get loan redemption?)

Friends, if you are a resident of Uttar Pradesh, do farming and you have taken a loan for this, then let us tell you how the farmers’ loan will be forgiven? Friends, for this you have to apply under Kisan Rin Mochan i.e. Uttar Pradesh Kisan Karj Mafi Yojana. Along with your application, the department will have to attach all the documents required to apply for this scheme. This form will have to be submitted by going to the department. Your loan will be forgiven after verification from there.

Along with this, you have to make sure that your name is included in the list of beneficiaries under the Uttar Pradesh Kisan Karj Mafi Yojana. If this does not happen, then your loan will not be forgiven.

What is Farmers Loan Redemption or Debt Waiver Scheme-2023? (What is farmer loan redemption scheme?)

Friends, let us inform you that under the Kisan Karj Mafi Yojana, a provision has been made to waive agriculture loan of up to one lakh rupees of small and marginal farmers of Uttar Pradesh. Now you will ask what is meant by small and marginal farmers? So let us tell you that the farmers who do not have less than two hectares i.e. not more than five acres of land, are considered as small and marginal farmers.

Let us also inform you that this scheme was launched by the state government on March 9, 2017, about five years ago. In the last five years, the government has waived the loans of about 86 lakh farmers. But at present there are about 34 thousand such farmers in the state, who are waiting for loan waiver.

These farmers include farmers from 19 districts of Uttar Pradesh. Let us tell you that most of these farmers belong to the general category. The government will spend around Rs 200 crore on the loan waiver of these farmers.

What are the documents required to take advantage of the scheme? (what documents are required to get benefit of this scheme?)

Now we will give you information that what documents will you need to take advantage of this scheme? These are as follows-

• Aadhaar Card of the applicant farmer.
• Papers related to the applicant farmer’s land.
• Residence certificate of the applicant farmer.
• Bank account details of the applicant farmer. Such as bank account number, IFSC code etc.
• Mobile number of the applicant farmer. (Remember it is linked to his bank account.)
• Passport size photograph of the applicant farmer.

Which farmers will be eligible to take advantage of this scheme? (Which farmers are eligible to get benefit of this scheme?)

Friends, tell you which farmers are eligible to take advantage of this scheme? Let us inform you that the farmers who have taken agricultural loan before March 31, 2016, will be eligible to take advantage of this scheme. The farmers after this have not been included in this scheme. Apart from this, the eligibility to take advantage of this scheme is as follows-

• The applicant farmer should be a resident of Uttar Pradesh. Farmers of any other state will not get the benefit of this scheme.
• The applicant farmer should come under the category of small or marginal farmer of the state. (We have told you its meaning above.)
• The mobile number of the applicant farmer should be linked to his bank account.

How to apply for Kisan Karj Mafi Yojana? (How to apply for farmers loan redemption scheme?)

Friends, let us tell you that the facility of online application has not been given for this scheme. For this you can apply offline only. Its process is as follows-

• First of all, go to the collectorate and take the application form of the related scheme from there.
• Fill all the information asked in this form correctly.
• After this, attach all the documents sought in this form.
• After this, all the information and documents given in your form will be verified by the Agriculture Department.
• If everything is found correct, your name will be included in the beneficiary’s list.
• This list will be uploaded on the official website of the debt relief scheme.
• After this you will be given the benefit of this scheme.

How to see your name in the list of beneficiaries of Kisan Karj Mafi Yojana? (How to check your name in the beneficiaries list of loan redemption scheme?)

Now the question must be arising in your mind that how can you see your name in the list of beneficiaries of this scheme? So come, now let us tell you what is its process. One more thing. Friends, sitting at home, you can see your name in this list-

• Firstly the official website of Uttar Pradesh Kisan Karj Rahat Yojana https://www.upkisankarjrahat.upsdc.gov.in/ Go to
• Select the option of View loan redemption status on the home page.
• After this a new page will open in front of you.
• Here you have to enter your district by filling the asked bank details along with your bank account number.
• After this you will have to enter the details related to your bank branch and credit card details.
• After doing this, click on the submit option.
• In this way your details will appear on the front screen.

Is the state government also operating any helpline number for this scheme? (Is there any helpline number regarding this scheme?)

Yes guys. Let us tell you that the Uttar Pradesh government is running a helpline for this scheme. The numbers of this helpline are 0522-2235892 and 0522-2235855 respectively. You can get any information regarding this scheme on these numbers or register your complaint. Apart from this, you can also use the online portal to register a complaint.

What are the special points related to this scheme? (What are the main features of this scheme?)

Come, now let us give you information that what are the special things related to this point?

• Only the farmers of Uttar Pradesh will get the benefit of this scheme.
• Under this scheme, the loan of only small and marginal farmers of the state will be waived.
• Under this scheme, a provision has been made to waive off loans up to Rs 1 lakh only.
• This scheme was started by the Yogi Adityanath government of Uttar Pradesh on March 31, 2017.
• Under this scheme, benefits were to be provided to 86 lakh farmers. Out of these, 34 thousand beneficiaries are yet to be given benefits.

Friends, we told you in this post that how the loan of the farmers will be waived off? Hope this post will prove useful for you. If you have any loved one, friend etc. farmer then don’t forget to share this post with them. If you have any question or suggestion, then do comment in the comment box given below to reach us. ..Thank you..

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